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Director of risk underwriting

Company: LendingPoint
Location: Alpharetta
Posted on: May 7, 2022

Job Description:

Job Description Lending Point is seeking a Director of Risk Underwriting who will be part of the Risk & Fraud Management team, and will be responsible for managing the risk for Point of Sale (POS) funding transactions. The Director of Risk Underwriting is proactive, results-oriented and is expected to be able to manage a small global team and work independently, to conduct moderate to complex risk analyses, and to present the analytical findings to the management team. This role requires strong analytical and problem-solving skills, attention to details, and excellent verbal and written communication skills. This role works closely with the Sales, Merchant Support teams & Product development team and is responsible for understanding, improving and documenting the underwriting process. This position is based in Atlanta/ Kennesaw, GA Job Responsibilities Knowledge of AML, KYC, PCI, OFAC, MC/Visa compliance and equivalents in all relevant Domestic and International markets Manages staff that creates statistical business models/rules that are utilized to mitigate the fraudulent losses/risk associated with Point of Sale (POS) transactions of Merchants Responsible for development, enhancement and implementation of overall risk management strategies for merchants Train and manage underwriting team on the proper use of 3rd party validation tools, card scheme compliance matters, and the underwriting process and procedures. Monitors the metrics of the merchants to validate all components of the authorization system are working correctly. In addition, develops customized risk programs for merchants utilizing verification products. Ability to work with and influence senior management regarding risk and compliance issues Experience with online/card not present merchants in electronic/digital commerce channels. Persistent and results focused must be able to deliver results Extensive multi-tasking and prioritization skills needs to excel in fast-paced environment with frequently changing priorities Additionally, provide on-going support to the service/relationship management interaction with existing merchants. Qualifications Demonstrated management experience, effective communication and interpersonal skills. Strong understanding of credit/risk scoring concepts along with proven analytical abilities. Proven ability to work with all levels of management. 8 years risk/profit management experience in a related environment, with 5 years of transaction/ merchant risk experience. Undergraduate degree in computer science, engineering, business or related field required, Masters degree preferred. Company Description LendingPoint is an online credit first lender to consumers with NearPrime credit bureau scores. We are focused on providing credit market access to people with 550 to 850 credit scores who are usually declined by banks and left with no responsible borrowing choices. Founded in 2015 and growing rapidly, we have recently expanded to lending in all 50 states. Our sharp focus on creating Loyal Fans is underpinned by strong investments in technology and data science, and our performance driven culture. LendingPoint seeks to make better loans to people to help them live better lives. We are an Equal Opportunity Employer and comply with applicable employment Jobble

Keywords: LendingPoint, Alpharetta , Director of risk underwriting, Executive , Alpharetta, Georgia

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