Director of risk underwriting
Company: LendingPoint
Location: Alpharetta
Posted on: May 7, 2022
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Job Description:
Job Description Lending Point is seeking a Director of Risk
Underwriting who will be part of the Risk & Fraud Management team,
and will be responsible for managing the risk for Point of Sale
(POS) funding transactions. The Director of Risk Underwriting is
proactive, results-oriented and is expected to be able to manage a
small global team and work independently, to conduct moderate to
complex risk analyses, and to present the analytical findings to
the management team. This role requires strong analytical and
problem-solving skills, attention to details, and excellent verbal
and written communication skills. This role works closely with the
Sales, Merchant Support teams & Product development team and is
responsible for understanding, improving and documenting the
underwriting process. This position is based in Atlanta/ Kennesaw,
GA Job Responsibilities Knowledge of AML, KYC, PCI, OFAC, MC/Visa
compliance and equivalents in all relevant Domestic and
International markets Manages staff that creates statistical
business models/rules that are utilized to mitigate the fraudulent
losses/risk associated with Point of Sale (POS) transactions of
Merchants Responsible for development, enhancement and
implementation of overall risk management strategies for merchants
Train and manage underwriting team on the proper use of 3rd party
validation tools, card scheme compliance matters, and the
underwriting process and procedures. Monitors the metrics of the
merchants to validate all components of the authorization system
are working correctly. In addition, develops customized risk
programs for merchants utilizing verification products. Ability to
work with and influence senior management regarding risk and
compliance issues Experience with online/card not present merchants
in electronic/digital commerce channels. Persistent and results
focused must be able to deliver results Extensive multi-tasking and
prioritization skills needs to excel in fast-paced environment with
frequently changing priorities Additionally, provide on-going
support to the service/relationship management interaction with
existing merchants. Qualifications Demonstrated management
experience, effective communication and interpersonal skills.
Strong understanding of credit/risk scoring concepts along with
proven analytical abilities. Proven ability to work with all levels
of management. 8 years risk/profit management experience in a
related environment, with 5 years of transaction/ merchant risk
experience. Undergraduate degree in computer science, engineering,
business or related field required, Masters degree preferred.
Company Description LendingPoint is an online credit first lender
to consumers with NearPrime credit bureau scores. We are focused on
providing credit market access to people with 550 to 850 credit
scores who are usually declined by banks and left with no
responsible borrowing choices. Founded in 2015 and growing rapidly,
we have recently expanded to lending in all 50 states. Our sharp
focus on creating Loyal Fans is underpinned by strong investments
in technology and data science, and our performance driven culture.
LendingPoint seeks to make better loans to people to help them live
better lives. We are an Equal Opportunity Employer and comply with
applicable employment laws.by Jobble
Keywords: LendingPoint, Alpharetta , Director of risk underwriting, Executive , Alpharetta, Georgia
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